Wednesday, 18 February 2026

Mansion Tax Madness: HMRC Recruits 1,000 Valuation Goons to Raid Homes Over £2m While Reeves Lectures Us on "Fairness"



Morning, you hardworking taxpayers still scraping by, dodging those trivial £50 brown envelopes, waiting years for refunds, or getting hung up on when you dare ring the helpline. While HMRC's own compliance officer walks free after laundering £3.3m, and Angela Rayner's £40k stamp duty "oops" drags on like a bad hangover, Rachel Reeves has found the cash to hire 1,000 fresh valuation officers – that's right, an army of clipboard-wielding snoopers – to prepare for her shiny new "mansion tax" raid on homes worth £2 million or more.

Announced in last year's Budget, this High Value Council Tax Surcharge (fancy name for "soak the rich") kicks in from April 2028. Properties £2m–£2.5m? £2,500 extra slapped on your council tax bill every year. £2.5m–£3.5m? £3,500. Up to £5m+? A cool £7,500 on top. And guess who's doing the dirty work? HMRC, absorbing the Valuation Office Agency (VOA) from April this year, beefing up with 1,000 new hires to revalue up to 200,000 homes (mostly in London, naturally) using sales data, aerial maps, planning apps – and yes, the odd in-person poke-around if your pile looks suspicious.

Reeves spins it as "fairness" – making the wealthy pay their share while protecting working people. Bollocks. This is classic Labour class-war envy dressed up as policy: punish aspiration, scare off investment, and watch the housing market seize up as owners sit tight rather than move. Meanwhile, the same Chancellor freezes thresholds, drags pensioners into tax via fiscal drag, and lets HMRC chase grannies for peanuts while their staff swan off on sickies.

And the hypocrisy? Off the scale. Reeves preaches closing the tax gap, yet HMRC – the outfit that can't answer phones on deadline day or process refunds in under two years – gets another 1,000 bodies to play property police. These valuation vultures will decide if your extension, garage, or period features push you over £2m. Disputes? Good luck appealing when the system's already creaking and the backlog's biblical.

This isn't about the ultra-rich dodging tax; it's about creeping state overreach into your home. Start with £2m mansions, watch the threshold creep down (remember those whispers of £500k CGT or sales taxes?), and soon enough middle-class family homes get the treatment. All while HMRC's digital disasters (MTD hell, portal crashes) continue unabated.

Tax does have to be taxing.
But hiring an army to raid family homes while the department itself is a shambles? That's not taxing – that's outright theft by bureaucracy, courtesy of Reeves and her incompetent empire.

Amazon "Mansion Tax Defence Kit" Suggestions
(affiliate links – because if they're coming for your house, at least kit out in style)

 

HMRC Is Shite (www.hmrcisshite.com), also available via the domain www.hmrconline.com, is brought to you by www.kenfrost.com "The Living Brand"

Monday, 16 February 2026

HMRC’s Hated Digital Regime Lies in Ruins: Only 4% of Taxpayers Have Signed Up – And the Taxman Is Panicking



Listen up, fellow sufferers of the UK tax racket. While you were busy trying to keep your business afloat, HMRC quietly dropped a bombshell to the Public Accounts Committee: just 18,000 poor sods had bothered to sign up for their shiny new Making Tax Digital (MTD) income tax regime. That’s a pathetic 3.8% of the 864,000 self-employed souls and landlords they’re targeting from 6 April 2026.

HMRC have since briefed the press that the number has “risen” to 30,000. Thirty thousand. Out of nearly three-quarters of a million. That’s still only about 4%. Four percent! The rest of you – the sane 96% – are apparently too busy running actual businesses to play happy families with the taxman’s latest digital leash.

This isn’t a “slow start”. This is outright rejection.

What Exactly Is This Hated Regime?

For those still blissfully unaware (lucky you), MTD for Income Tax means the end of the simple annual Self Assessment for anyone pulling in more than £50,000 from self-employment or property income (based on your 2024/25 return). From April:

  • You must keep digital records – no more scruffy spreadsheets or shoeboxes.
  • You must file quarterly updates – four times a year, not once.
  • You must use only HMRC-approved software that talks directly to their system.
  • Then, of course, the usual end-of-year declaration to tie it all up with a nice little bow of extra admin.

HMRC have been bombarding people with letters, running “voluntary” testing (where 20,000-odd quarterly updates have apparently been submitted), and telling everyone it’s “straightforward” and “helps reduce errors”. Translation: “Please just roll over and make our lives easier while we make yours a living nightmare.”

The Cost? Your Time, Your Money, and Your Sanity

HMRC’s own figures admit an average one-off hit of £280–£350 to get set up, plus £110–£115 every year thereafter. That’s the official lowball. In reality, plenty of sole traders and landlords who currently DIY their tax will now be forced to shell out for proper software subscriptions – some “free” versions come with heavy restrictions, others will cheerfully sting you for hundreds a year.

And for what? So HMRC can watch your income and expenses in real time, like some creepy Big Brother with a calculator. Quarterly reporting doesn’t make tax simpler – it makes compliance four times more painful. It’s not about accuracy; it’s about control. Easier audits, faster penalties, more data to feed their risk engines.

Remember, this is the same HMRC that has form for multi-billion-pound IT disasters. The same department that can’t even answer the phone without putting you on hold for three weeks. And now they expect 864,000 of Britain’s hardest-working people – the ones actually creating jobs and paying the bills – to trust them with yet another half-baked digital fantasy?

The Taxman’s Spin Is Laughable

Their latest press release bleats that “thousands of sole traders and landlords have already joined” and “more than 20,000 quarterly updates” have been submitted in testing.

Well, congratulations. Out of 864,000 targeted, you’ve managed to persuade roughly the population of a small village. The rest of us have seen through the con. We’ve read the small print. We’ve seen the petitions racking up signatures demanding this nonsense is stopped. We know that “no immediate fines” in the first year is just code for “we’ll fine you later, once we’ve got you hooked”.

This Is Taxpayer Rebellion in Action – But If You Must Comply, Here’s the Least-Worst Kit

Only 4% uptake with weeks to go until the supposed launch? That’s not teething trouble. That’s a full-scale revolt by people who’ve had enough of being treated like cash machines with legs.

The self-employed and landlords already shoulder more than their fair share – higher National Insurance, energy bills through the roof, endless red tape. Now HMRC wants to turn your bookkeeping into a part-time job. No wonder the silent majority is voting with its feet (or rather, refusing to lift them towards the sign-up button).

HMRC will no doubt blame “lack of awareness”, or “software issues”, or “misinformation”. The truth is simpler: people can smell a bad deal from a mile off. This regime isn’t “making tax digital” – it’s making tax more expensive, more intrusive, and more hated than ever.

So here’s the message to HMRC from the 96%:

We’re not signing up because we don’t trust you. We don’t need quarterly digital shackles. And we sure as hell aren’t going to thank you for the privilege of paying for the software that lets you spy on us more efficiently.

Scrap it. Delay it indefinitely. Or watch the chaos unfold in April when the real numbers come in and the excuses start flying.

The ball’s in your court, HMRC. But judging by the last few decades, you’ll probably just kick it into the long grass and send out more letters.

In the meantime, the rest of us will be over here, running our businesses, paying our taxes (reluctantly), and – if forced – grudgingly picking one of the above tools to stay out of the penalty trap.

Because this digital disaster? It’s already dead on arrival.

HMRC Is Shite (www.hmrcisshite.com), also available via the domain www.hmrconline.com, is brought to you by www.kenfrost.com "The Living Brand"

Monday, 9 February 2026

One Million Miss 31 January Self Assessment Deadline


 

HMRC says one million people have missed the January 31 self assessment tax return deadline, and will now face an automatic £100 fine.

Let joy be untrammelled! 

 HMRC Is Shite (www.hmrcisshite.com), also available via the domain www.hmrconline.com, is brought to you by www.kenfrost.com "The Living Brand"

Friday, 6 February 2026

Rayner's Lingering Tax Fiasco: HMRC's Glacial Probe Puts the Brakes on Her PM Ambitions While Starmer Dangles by a Thread



Morning tax slaves, you lot still reeling from your own HMRC nightmares – those trivial £50 demands, phantom penalties, or endless hold music that could drive a saint to sin?

Spare a wry chuckle for Angela Rayner, the firebrand former Deputy PM who's now twisting in the wind thanks to a £40k stamp duty dodge that's morphed into a full-blown HMRC investigation. Six months on, and the taxman is still "probing" away like a dentist with a blunt drill, leaving her political future hanging by the same gossamer thread as Keir Starmer's grip on Number 10.

Let's recap this sorry saga, shall we? Back in September 2025, our Angela splashed out on a swanky £800k three-bed flat in sunny Hove – the kind of seaside bolthole us plebs can only dream of while scraping together our self-assessments. She coughed up a measly £30k in stamp duty, claiming it as her main residence. But oh dear, those pesky "deeming provisions" from a family trust (set up for her disabled son, to be fair) meant she technically still "owned" her old gaff, triggering the higher second-home rate. Cue a £40k shortfall, admissions of "inaccurate legal advice" (from conveyancers who swear they never touched tax), and a hasty resignation as Deputy PM amid calls from the Tories to sack her.

She referred herself to the ethics watchdog, promised to pay up (plus interest, naturally), and HMRC duly launched a probe into whether this was mere "carelessness" (hello, penalties up to another £40k) or something spicier. Starmer backed her at the time, calling her "fantastic" and hinting at a comeback "at the right point." Fast-forward to February 2026: the investigation? Still grinding on, no end in sight. Allies are whinging about the "slow pace" delaying her grand return, while HMRC sits on its hands – the same outfit that hounds you for a day-late filing but takes half a year to sniff around a minister's mess.

And how's this torpedoing her shot at the top job? Starmer's wobbling like a jelly in a gale – thanks to the Lord Mandelson scandal and backbench mutterings – with MPs whispering he's "toast" and calls for him to chuck in the towel intensifying. Rayner's told pals she's "ready" to pounce, and the bookies have her as clear favourite at around 9/4 to snag the Labour leadership (and thus PM gig, assuming Labour clings to power). Polls of party members show she'd trounce Starmer 52% to 33% in a head-to-head, and 78% of recent bets are on her. She's got that working-class fire the base loves, and some dream of her teaming with Andy Burnham (though he's blocked from Westminster for now).

But here's the kicker: that unresolved HMRC cloud is the massive fly in her ointment. Allies fret she can't launch a clean bid while waiting for the taxman's verdict – potential fines, reprimands, or worse could torpedo her before takeoff. Voters remember her "very recent and unresolved tax scandal," and even left-wing MPs are wary of backing her with this hanging over. Wes Streeting's at 3/1 as a safer bet, and others like Yvette Cooper or Rachel Reeves lurk at longer odds. If HMRC clears her quick, she's golden with the members; if they drag it out or slap penalties, her "stateswomanlike" revolt against Starmer could fizzle into backbench obscurity.

Hypocrisy? Off the charts. This is the woman who skewered Tories over tax rows, now caught in her own web while HMRC – the same clowns who take years on your refunds but blitz you for trivia – lets it fester. If it was one of us, we'd be fined, interested, and forgotten. For the elite? Endless delays and second chances.

Tax does have to be taxing.
But when HMRC's slow-motion probe could crown or crush the next PM, it's not just taxing – it's a bloody national farce.

Amazon "Political Soap Opera Essentials" Suggestions
(affiliate links – because watching Westminster implode calls for popcorn)

HMRC Is Shite (www.hmrcisshite.com), also available via the domain www.hmrconline.com, is brought to you by www.kenfrost.com "The Living Brand"

Wednesday, 4 February 2026

The BMW FOI

  




  

My thanks to a loyal reader who made an effort, via and FOI request, to try to get to the bottom of the "BMW Debate" that has been raging on this site a for a while now. 

He has forwarded me the answer from HMRC (see above).

I will leave him to comment as to what his next steps may, or may not be.

Again though, thanks for doing this! 

HMRC Is Shite (www.hmrcisshite.com), also available via the domain www.hmrconline.com, is brought to you by www.kenfrost.com "The Living Brand"

Tuesday, 3 February 2026

Mandy's Tax Affairs

 

I assume someone will be looking into Mandy's tax affairs? 

HMRC Is Shite (www.hmrcisshite.com), also available via the domain www.hmrconline.com, is brought to you by www.kenfrost.com "The Living Brand"